Research notes and whitepaper downloads from LocaPerk Labs.
Publication-ready work on behavioural financial intelligence, early-warning systems, and decision-support infrastructure.
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Behavioural Financial Intelligence, Early Warning, and Triage
A foundational whitepaper on behavioural financial intelligence as an early-warning layer for financial institutions, covering the financial intelligence gap, behavioural signals, concern-tier triage, and the governance boundaries for responsible operational use.
MBD-mini Behavioural Stress Modelling and Temporal Probability Stabilization
A technical research note showing how transaction behaviour can be converted into interpretable behavioural signals, future stress proxies, and percentile-based concern tiers, with a focus on temporal modelling and probability stabilisation.